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Nick J. Valenti headshot

Michael J. Karam

Financial Planner


Michael Karam is a Financial Planner at Michigan Financial Companies, a financial services firm specializing in comprehensive retirement planning, investment advisory services, and the protection of lifestyles.

As a Financial Planner, Michael is uniquely qualified to address the diverse needs of each client as they financially prepare for their future. He provides recommendations for asset allocation, funding for education and retirement, as well as an analysis of financial needs.

He works closely with both individuals and families to help realize their financial goals and implement strategies to meet their unique needs.


  • Northwood University - 2021
    • Bachelor of Business Administration - Finance

Professional Licenses

  • FINRA Series 7
  • FINRA Series 66
  • Variable  Annuities
  • Life, Accident, and Health Insurance

Personal Data

Mike lives in Macomb, MI, with his Pomeranian Mix, Dexter.  Before beginning work at Michigan Financial Companies, he played collegiate baseball for Northwood University and continues to support the local Detroit professional sports franchises.  While not in the office, Mike enjoys spending time outdoors, playing golf, hiking and camping.

Value Statement

"I help individuals and families in every stage of life with investment advisory services, detailed retirement planning, and ultimately the protection of their lifestyles.  Through my holistic financial planning approach, I consider the client’s unique situation and help them with decisions that align with their long-term financial goals. Understanding that no two financial plans are the same, I know firsthand the importance of a comprehensive process that puts my client’s needs first.  While other advisors may be focused on transactions that address only the current need, I believe in a relationship-centered approach that is forward-looking and always a step ahead. My goal is to educate and instill confidence in my clients during their ever-changing financial journey."

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