Go Timberwolves! As proud alumni of Northwood University and financial planners with Michigan Financial Companies, we are dedicated to working with each of our clients to meet their individual needs. Together, our goal is to build a successful financial plan that addresses today’s needs, tomorrow’s goals, and helps transfer wealth to your next generation.
We work with state of Michigan employees to help them understand and maximize the generous retirement package available to them. Whether due to lack of direction, no dedicated advisor, or previously limited options, we have found that not everyone takes full advantage of the plan available to them.
As we plan your financial life together, our services will include managing your investment portfolio, planning for education expenses, preparing for a successful retirement, and assessing the proper protection needs for you, your family, and your workplace. We work with alumni at all stages of life and would like to be part of your pack!
We manage many aspects of your financial needs including:
- Navigating pre-retirement priorities while building towards future goals
- Strategies for maximizing wealth accumulation while minimizing tax obligations
- Strategies for maintaining current lifestyle and independence throughout retirement years
- Strategies for reducing or eliminating estate taxes to beneficiaries and heirs
- Eliminating blind spots that may negatively impact a financial plan
- Leveraging retirement plan benefits
Frequently Asked Questions
Osaic Wealth, Inc. is our Broker-Dealer, essentially a parent company to our firm Michigan Financial Companies. They handle our online systems, compliance, and other regulatory services.
No question is too big or small. Contact Mike and Connor directly over email or phone. We do our best to get back to our clients within 24-48 hours.
Depending on the type of account and where it is held, there are usually three options. Our primary recommendation is eMoney. This is where your financial plan is held and where you can view all your accounts in one location. The other options are eQuipt or the carrier’s direct website. Please refer to your Client Website Access Guide for assistance.
The type of account you have dictates where your money is being held. Money in accounts that are directly managed by Mike and Connor are held at NFS (National Financial Services). For non-NFS accounts, money is held directly at the carriers we work with.
Your financial plan is viewable on eMoney. Please reference your Client Website Access Guide for more information.
We understand a financial plan is a living, breathing document, and there will constantly be changes occurring. Contact us to schedule a meeting to discuss this change!
Referrals are the highest compliment we can receive! In the left pocket of this folder there is information documenting us and our financial planning process. If you think someone would benefit from having a conversation with us, please reach out to us directly and feel free to pass along their contact information.
We are comprehensive financial planners with expertise in many areas including investment portfolio management, life and long-term care insurance, education planning, estate planning, and tax analysis.
We are held to a fiduciary standard with all our clients. We are bound to act in your best interests above anyone else and provide impartial, honest recommendations.
We meet with our clients on a regular basis. The complexity of the case dictates how often we schedule our Review Meetings; we will have these meetings 2-4 times a year. Don’t forget that we are always available when questions come up in between our regularly scheduled Review Meetings!
Our favorite clients to work with are those ready to listen, learn, and implement strategies which can make an impact to their financial picture over time. We enjoy working with those who value relationships, as we believe it is the most vital component to a financial plan.
Mike’s favorite dog breed is an American bulldog. He hopes to have one someday. Connor’s favorite dog breed is the goldendoodle. He grew up with one as a kid. Let us know if you got this far on the FAQ sheet and what your favorite dog breed is!
As financial planners, we have a network of contacts we are happy to refer you to including CPA’s, Estate Planning Attorneys, Real Estate Agents and other professionals.
Your information is secure. Whether it is documents signed to open an account, your information on eMoney, or any correspondence through email, we use high-level encryption and take our clients’ privacy very seriously.
While Zoom is very convenient for us and for our clients, we do enjoy in-person meetings too. At the end of the day, we are flexible and happy to meet in either fashion.